Vinay Umarji &Amp; Sanjay Kumar Singh

Stories by Vinay Umarji &Amp; Sanjay Kumar Singh

Surat's textile hub weaves a revival story amid Covid-19

Surat's textile hub weaves a revival story amid Covid-19

Rediff.com   25 Feb 2021

When the lockdown was lifted last year, Rasikbhai Kotadiya, who runs a powerloom unit in the Kim-Pipodara industrial area on the outskirts of Surat, was left with only four workers out of the 48 that he used to employ to run his 128 looms. Though the economy had been unlocked, his textile unit, and that of thousands of others, struggled to resume operations. By the last week of May, nearly 700,000 of Surat's 1.2-1.5 million migrant workers, left high and dry with no pay during the lockdown, had returned home. In Laskana, another textile weaving hub in Surat, the powerlooms were all but silent, with only 2,000 of the total 55,000 looms churning out grey cloth at a snail's pace.

Opt for NPS for higher returns

Opt for NPS for higher returns

Rediff.com   25 Feb 2021

But be ready for lock-in till the age of 60.

Looking to invest in mid and small-caps?

Looking to invest in mid and small-caps?

Rediff.com   23 Feb 2021

The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.

Over 50% MBA students bag international offers

Over 50% MBA students bag international offers

Rediff.com   22 Feb 2021

The highest compensation package for the Global MBA class at the S P Jain School of Management stood at Rs 43.9 lakh while that for the MGB programme was Rs 35 lakh.

Sensex at 52k. Time for profit-booking

Sensex at 52k. Time for profit-booking

Rediff.com   16 Feb 2021

'Do some profit booking and bring your equity allocation back to its original level.'

Want to buy ULIPs? Read this

Want to buy ULIPs? Read this

Rediff.com   15 Feb 2021

Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.

What type of funds you should invest in?

What type of funds you should invest in?

Rediff.com   10 Feb 2021

Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.

Want to invest in US-focused funds? Read this

Want to invest in US-focused funds? Read this

Rediff.com   9 Feb 2021

Investing in the US market provides Indian investors a hedge against the rupee's long-term tendency to depreciate against the dollar.

Want to invest in Balanced Advantage Funds?

Want to invest in Balanced Advantage Funds?

Rediff.com   29 Jan 2021

Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.

Sell or Stay Invested in soaring markets?

Sell or Stay Invested in soaring markets?

Rediff.com   27 Jan 2021

'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'

Centre, states team up with RBI, Big Tech to fight Chinese lending apps

Centre, states team up with RBI, Big Tech to fight Chinese lending apps

Rediff.com   22 Jan 2021

A user just needs to download any app floated by such fraudsters and apply for instant loans. These apps are mainly concentrated on Google Play considering the reach and popularity of Android systems.

Do you have enough insurance?

Do you have enough insurance?

Rediff.com   21 Jan 2021

The first and most important check you must run is to see if you have adequate life cover.

2021: Expect modest returns in Mutual Funds

2021: Expect modest returns in Mutual Funds

Rediff.com   19 Jan 2021

In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.

Bharat Biotech has two more Covid vaccines in pipeline

Bharat Biotech has two more Covid vaccines in pipeline

Rediff.com   16 Jan 2021

First a scientist and then a businessman, founder chairman Krishna Ella quit his faculty position at the Medical University of South Carolina in Charleston, United States, in 1996 to return to India.

Planning to invest directly in equities? Read this!

Planning to invest directly in equities? Read this!

Rediff.com   8 Jan 2021

Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.

MFs: When is it okay to pull money out?

MFs: When is it okay to pull money out?

Rediff.com   30 Dec 2020

Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.

Time to make tax-saving investments

Time to make tax-saving investments

Rediff.com   28 Dec 2020

Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.

What 'Yes' or 'No' vote mean for Franklin Templeton investors

What 'Yes' or 'No' vote mean for Franklin Templeton investors

Rediff.com   21 Dec 2020

With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.

Job Offers: 2nd Gen IITs score big

Job Offers: 2nd Gen IITs score big

Rediff.com   14 Dec 2020

Some of the second-generation IITs have seen more job offers from the start of the first phase of final placements to date than compared to the previous year.